Financing for Diamonds

Affirm is a leading consumer financing solution used by brands like Amazon, Nike, and Walmart. Saint Diamonds has partnered with Affirm to offer diamond financing through simple monthly payments.

Affirm provides a straightforward financing option that allows you to pay for purchases over time. At checkout, you can choose Affirm as your payment method, complete a brief application, and receive an instant approval decision. You then select a repayment plan that fits your budget, with terms ranging from a few to several months, and make monthly payments directly to Affirm. There are no hidden fees or late charges, making the costs transparent and easy to manage.

Yes, Affirm performs a soft credit check when you apply for financing. This type of credit check does not affect your credit score. Affirm uses the information from the soft credit check to determine your eligibility and the terms of your loan

You can make payments to Affirm using a variety of methods. Affirm accepts payments via debit cards, ACH bank transfers from your checking account, and personal checks. You can manage and set up your payment methods directly through the Affirm app or website, making it easy to stay on top of your monthly payments

Yes, you can pay off your Affirm balance early at any time without any penalties or additional fees. Paying off your loan early can help you save on any interest that might accrue over time. You can easily make early payments through the Affirm app or website by selecting the loan you want to pay off and choosing the “Pay Early” option​.

Your Affirm financing application may have been declined for several reasons, including insufficient credit history, a low credit score, or a high amount of existing debt. Affirm also considers factors like your income, payment history, and other financial obligations when making its decision. Additionally, if there were issues verifying your identity or other application details, this could also lead to a decline

Saint Diamonds offers its own flexible payment plan with a 0% interest rate as an alternative to Affirm. This plan allows you to finance your purchase directly through Saint Diamonds with convenient monthly payments, making it easier to afford our memorial diamonds without any additional costs. If you prefer not to use Affirm, you can select our interest-free payment plan:

1) 50% Deposit payment
+50% Final Payment (0% INTEREST)

2) 30% Deposit payment
+6 Equal monthly payments (0% INTEREST)

3) 30% Deposit payment
+12 Equal monthly payments (0% INTEREST)